Online shopping credit card service
24 June 2008
Credit card service when shopping online is important. You don't want to be scammed or ripped off. It is important to check what credit card service the site you're buying from offers before making your purchase.
Make sure you are satisfied you are dealing with a legitimate online trader before making your online purchase with your credit card. Check to see if they provide contact details, a physical address, and a phone number. If the site is an Australian online shop, check for an ABN number. Remember that international companies do not always provide the same level of credit card service as Australian credit card service providers.
Are there extra fees or charges associated with your online purchase? Confirm the delivery, insurance, handling costs, taxes and duties and the currency of the transaction. A good credit card service provider will take the amount in a lump sum - avoid using an online shop that takes payments in instalments.
Take steps to protect yourself from online scams. You are giving your credit card details to an unknown person. Take every precaution to ensure that your credit card details will be treated securely. A good credit card service provider will provide a detailed page on how your personal information will be treated.
To find a credit card so you can start shopping online, please take a look at our Choosing a Credit Card page. Find out more about Credit Card Service.
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